Human-Directed Financial Intelligence
Lender-ready financials, valuations and fraud detection — in days, not weeks.
Map your accounting files to PAiD and a dedicated human Navigator delivers finished report packs — reconciled to source, evidence-backed, and waiting in your portal. No software to learn. No waiting on the accountant.
Process AI intelligent Database
A membership, a Navigator, and a set of packs.
PAiD isn't software you operate. You take a membership, your data is mapped into your own private database, and a human Navigator delivers the reports you order — done for you.
The membership
$100/month + GST per entity. We map and prepare your accounting files and keep your portal live.
Your Navigator
A real, qualified Navigator (your FAN — or IAN for insolvency work) is appointed to you and runs PAiD on your behalf.
The packs
Order finished report packs — finance, valuation, management, fraud — one-off or on a recurring cadence.
Fixed-price reports, ready when you are.
Order what you need, when you need it — one-off, weekly or monthly. Every pack is reconciled to source and delivered as downloadable files in your portal.
Finance Pack
$2,500Your gateway to PAiD — the full finance bundle to get lending-ready.
- Finance bundle
- Lender-ready financials
- Position summary
Business Valuation
$1,500An evidence-based valuation of the business.
- Valuation report
- Methodology & assumptions
Management Report & Advice
$1,500Management reporting and advisory — includes the tax reconciliation report.
- Management report
- Tax reconciliation report
- Advisory notes
Fraud Detection Assessment
$1,500A targeted assessment for fraud indicators and financial irregularities.
- Fraud detection assessment
- Risk findings
All prices AUD, GST added at checkout. Become a bookkeeping client and every report pack is included free.
From file to finished pack.
Connect your accounting system
Grant adviser access to Xero, MYOB or QuickBooks — or share the files you have. Whatever state the books are in, we work with it.
We map and integrate your data
Your file is reconciled to source and prepared inside your own private PAiD database. Usually done within 24 hours.
Request a pack
Choose a pack in the portal — one-off, weekly or monthly. A click sends it to your Navigator.
Your FAN delivers
A real, qualified Navigator prepares the reports and delivers finished files to your portal — turned around in as little as 48 hours.
The work that takes weeks — turned around in 48 hours.
Meet your FAN
Your FAN — Financial Accounting Navigator — is not a chatbot, not a dashboard, not software you have to learn. They're a real, qualified, trained human operator who runs PAiD on your behalf and delivers finished packs in the format you already use.
Your FAN isn't here to teach you the tool. They're here to teach the tool how to work the way you already do. Your templates, your rules, your reporting cadence. You change nothing.
For insolvency work, your Navigator is an IAN — Investigative AI Navigator — the same human-directed model, tuned for forensic analysis and evidence you can stand behind.

Everything in one place at paid.processai.com.au
Onboard, track progress, request packs and download finished reports — all from your own secure client portal.
- Dashboard
- Checklist
- Reports
- Request packs
- Billing
Dashboard
A guided getting-started tracker and a live view of every report in progress.
Checklist
A branded onboarding wizard with an "Ask PAiD" AI assistant that explains what's needed and reads your uploads.
Reports
In-progress and delivered packs, each as downloadable files — your evidence, ready when you are.
Request packs
The full pack catalogue with prices and cadence — purchase in a click, or free while you're a bookkeeping client.
Built for owners, brokers and insolvency firms.
Financial Accounting Navigator
Map your accounting files and get lender-ready financials, valuations and management reports — without waiting weeks on your accountant. Your FAN runs PAiD for you and delivers finished packs.
Get startedYou refer. We deliver.
The broker isn't the operator — you're the referrer. Send us the client's file and we hand back a lender-ready pack in as little as 48 hours, so the deal doesn't cool while you wait days or weeks on their accountant.
PAiD for Finance BrokersInvestigative AI Navigator
Transaction-level forensic analysis, fraud and irregularity detection, and connected-entity tracing across people, addresses and accounts — evidence-backed and ready for court, audit or creditors.
Talk to an IANTransparent, fixed pricing.
A simple membership to keep your data mapped and your portal live, plus fixed-price packs ordered as you need them.
We map and prepare your accounting files, keep them reconciled to source, and give you a live client portal. XAP — our bookkeeping solution — is included free.
- Finance Pack$2,500
- Business Valuation$1,500
- Management Report & Advice$1,500
- Fraud Detection Assessment$1,500
One-off, weekly or monthly. Bookkeeping clients get every pack included free — bookkeeping itself is priced on the complexity of your file.
Each client, fully isolated.
Every engagement runs on its own dedicated database. Your data stays in Australia, never leaves our environment, and is never used to train AI models. Documents arrive via secure transfer, and every figure is traceable back to the source transaction.
Read the PAiD Security OverviewQuestions about PAiD
What is PAiD?
PAiD (Process AI Intelligent Database) maps your accounting file into its own private database, and a human Navigator — your FAN, or Financial Accounting Navigator — delivers finished report packs: lender-ready financials, business valuations, management reports and fraud detection.
How quickly will I get a report pack?
Once you connect your file, your data is mapped and integrated usually within 24 hours, and your Navigator delivers a finished pack in as little as 48 hours — days, not the weeks it often takes through an accountant.
Which accounting systems does PAiD work with?
Connect Xero, MYOB or QuickBooks, or simply share the files you already have. Whatever state the books are in, we work with it.
What report packs are available, and what do they cost?
The Finance Pack (the lender-ready bundle) is $2,500; Business Valuation, Management Report & Advice, and a Fraud Detection Assessment are $1,500 each. Order them one-off, weekly or monthly. A $100/month + GST membership, per entity, keeps your data mapped and your portal live.
Do I need to learn any software?
No. There is nothing to learn — a qualified human Navigator runs PAiD for you and delivers finished files straight to your client portal.
Is my financial data secure?
Yes. Every client runs on its own dedicated, isolated database. Your data stays in Australia, never leaves our environment, is never used to train AI models, and every figure is traceable back to the source transaction.
Who is PAiD for?
SME owners who need lender-ready financials and reporting, finance brokers who refer a client's file for fast turnaround (the broker refers, we deliver), and insolvency firms using IAN — the Investigative AI Navigator — for forensic, transaction-level analysis.
Welcome to PAiD.
Map your file, meet your Navigator, and have lender-ready financials, valuations, management reports or fraud detection in your portal in days — not weeks.
Process AI · processai.com.au · PAiD — Process AI Intelligent Database